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In accordance with financial services policies and applicable consumer lending regulations:

Financial Indicator Rates / Terms Applied Additional Notes
Minimum / Maximum Interest Rate From 1.10% per month up to 2.50% per month Set after an individual credit profile review.
Annual Percentage Rate (APR) Minimum of 14.03% per year | Maximum of 34.48% per year Reflects the accumulated annualized cost of nominal interest.
Total Cost of Credit Ranges from 15.20%/yr to 38.10%/yr Includes applicable taxes, registration fees, and required insurance.
Minimum Repayment Period 60 months (5 years) Minimum term set for full contract repayment.
Maximum Repayment Period 240 months (20 years) Maximum term allowed for contract amortization.

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